Ford F-250 Super Duty XL Cabela Turbo Diesel 4WD Insurance Rates

Average insurance prices for a Ford F-250 Super Duty XL Cabela Turbo Diesel 4WD are $1,670 every 12 months with full coverage. Comprehensive costs an estimated $382 each year, collision insurance costs $634, and liability insurance costs $454. Only liability insurance costs as little as $538 a year, and high-risk insurance costs around $3,584. Teenage drivers receive the highest rates at up to $6,142 a year.

Annual premium for full coverage: $1,670

Rate estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

These differences demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford F-250 Super Duty XL Cabela Turbo Diesel 4WD can also vary considerably based on policy deductibles and limits, your driving record, and the model year.

Using high physical damage deductibles could save up to $680 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,900 to $2,700 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Ford F-250 Super Duty XL Cabela Turbo Diesel 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

The chart above shows Ford F-250 Super Duty XL Cabela Turbo Diesel 4WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $971. Drivers who use higher $1,000 deductibles will pay $1,440. The average rate for a driver around age 40 using $500 deductibles is $1,670. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,118. Drivers with multiple violations and accidents could be charged as much as $3,584. The policy rate for full coverage insurance for a teenage driver is $6,142.

View Chart as Image