Ford F-250 Super Duty XL Cabela Package 2WD Insurance Rates

Average insurance prices for a Ford F-250 Super Duty XL Cabela Package 2WD are $1,520 every 12 months including full coverage. Comprehensive costs around $326 a year, collision insurance costs $604, and liability costs around $410. Just liability insurance costs as low as $486 a year, and coverage for high-risk drivers costs around $3,284. Teenage drivers receive the highest rates at up to $5,638 a year.

Annual premium for full coverage: $1,520

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These differences highlight why it is important for drivers to compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-250 Super Duty XL Cabela Package 2WD can also vary considerably based on policy deductibles and limits, your driving characteristics, and the actual cash value of your F-250 Super Duty.

Using high physical damage deductibles could cut rates by as much as $630 every year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Ford F-250 Super Duty XL Cabela Package 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

The chart above shows average Ford F-250 Super Duty XL Cabela Package 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $878. Drivers who use higher $1,000 deductibles will pay $1,308. The average rate for a driver age 40 with no violations using $500 deductibles is $1,520. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,930. Drivers with multiple violations and accidents could be charged as much as $3,284. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,638.

View Chart as Image