Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 2WD Insurance Rates

The average insurance rates for a Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 2WD are $1,748 a year including full coverage. Comprehensive costs around $396 a year, collision costs $762, and liability insurance costs around $410. A liability-only policy costs as low as $486 a year, with high-risk insurance costing around $3,786. Teenage drivers cost the most to insure at $6,360 a year or more.

Annual premium for full coverage: $1,748

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

These price differences highlight why it is important for drivers to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 2WD also range considerably based on the model year of your F-250 Super Duty, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $2,100 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged as much as $6,300 a year. View Rates by Age

Your home state has a huge impact on Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $780 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be varied.

The chart above shows average Ford F-250 Super Duty Lariat Crew Cab Turbo Diesel 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $991. Drivers who use higher $1,000 deductibles will pay $1,486. The average price for a driver age 40 with no violations using $500 deductibles is $1,748. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,258. Drivers with multiple violations and accidents could be charged around $3,786. The cost for full coverage insurance for a 16-year-old driver can be as high as $6,360.