Ford F-250 Super Duty Cabela Crew Cab 4WD Insurance Rates

Average insurance prices for a Ford F-250 Super Duty Cabela Crew Cab 4WD are $1,716 every 12 months with full coverage. Comprehensive costs approximately $396 a year, collision costs $666, and liability costs around $454. Buying just liability costs as low as $538 a year, with insurance for high-risk drivers costing around $3,686. Teen drivers receive the highest rates at $6,286 a year or more.

Annual premium for full coverage: $1,716

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-250 Super Duty Trim Level

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

These differences demonstrate why it is important for drivers to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-250 Super Duty Cabela Crew Cab 4WD can also vary considerably based on policy deductibles and limits, your driving record, and the replacement cost of your F-250 Super Duty.

Choosing high deductibles could cut rates by as much as $710 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,600 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $2,000 to $2,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Where you live has a huge impact on Ford F-250 Super Duty Cabela Crew Cab 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

The chart above shows Ford F-250 Super Duty Cabela Crew Cab 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $995. Drivers who choose higher $1,000 deductibles will pay $1,476. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,716. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,182. High risk drivers could be charged as much as $3,686. The cost for full coverage insurance for a teenager can be as high as $6,286.

View Chart as Image