Ford F-150 Lariat King Ranch 2WD Insurance Rates

Average auto insurance rates for a Ford F-150 Lariat King Ranch 2WD are $1,448 annually with full coverage. Comprehensive insurance costs on average $354, collision insurance costs $572, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,106 or more. Teen drivers receive the highest rates at up to $5,236 a year.

Annual premium for full coverage: $1,448

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

These differences demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-150 Lariat King Ranch 2WD can also vary considerably based on the model year of your F-150, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. Ford F-150 Lariat King Ranch 2WD insurance for high-risk drivers can cost around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $620 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford F-150 Lariat King Ranch 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

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The chart above shows Ford F-150 Lariat King Ranch 2WD insurance prices for various situations. The cheapest price with discounts is $837. Drivers who choose higher $1,000 deductibles will pay about $1,238. The average price for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,854. High risk drivers could be charged as much as $3,106. The rate for full coverage for a teen driver is $5,236.

View Chart as Image