Ford F-150 Lariat Crew Cab Platinum 2WD Insurance Rates

Estimated insurance prices for a Ford F-150 Lariat Crew Cab Platinum 2WD are $1,448 every 12 months including full coverage. Comprehensive costs an estimated $354, collision insurance costs $572, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $3,106. Teen drivers pay the most at up to $5,236 a year.

Annual premium for full coverage: $1,448

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-150 Lariat Crew Cab Platinum 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.

Choosing high deductibles could cut rates by as much as $620 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can be around 44% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford F-150 Lariat Crew Cab Platinum 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

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The chart above shows average Ford F-150 Lariat Crew Cab Platinum 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $837. Drivers who choose higher $1,000 deductibles will pay $1,238. The average rate for a driver around age 40 using $500 deductibles is $1,448. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,854. High risk drivers could be charged up to $3,106. The price for full coverage insurance for a teenage driver can be as high as $5,236.

View Chart as Image