Ford Explorer Eddie Bauer AWD Insurance Rates

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The average insurance rates for a Ford Explorer Eddie Bauer AWD are $1,356 a year including full coverage. Comprehensive insurance costs an estimated $326 each year, collision costs $508, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $2,904 or more. Teen drivers cost the most to insure at $4,948 a year or more.

Annual premium for full coverage: $1,356

Policy rates broken down by individual coverage:

Comprehensive $326
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Explorer Trim Level

For a driver in their 40's, Ford Explorer Eddie Bauer AWD insurance rates go from as low as $430 for minimum levels of liability insurance to a high rate of $2,904 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,356
High Risk $2,904

These price differences highlight why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Ford Explorer Eddie Bauer AWD also range considerably based on your risk profile, the replacement cost of your Explorer, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,900 a year. View Rates by Age

Your home state has a huge impact on Ford Explorer Eddie Bauer AWD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $560 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

Ford Explorer Eddie Bauer AWD insurance cost comparison chart
Column chart showing Ford Explorer Eddie Bauer AWD insurance prices range from $791 to $4,948 for full coverage

The chart above shows average Ford Explorer Eddie Bauer AWD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $791. Drivers who choose higher $1,000 deductibles will pay around $1,166. The average rate for a driver around age 40 using $500 deductibles is $1,356. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,722. High risk drivers could be charged around $2,904. The policy rate for full coverage for a teenage driver can be as high as $4,948.

Ford Explorer Eddie Bauer AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,228 -$128 -9.4%
Alaska $1,040 -$316 -23.3%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,298 -$58 -4.3%
Connecticut $1,396 $40 2.9%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $974 -$382 -28.2%
Idaho $918 -$438 -32.3%
Illinois $1,010 -$346 -25.5%
Indiana $1,022 -$334 -24.6%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,008 $652 48.1%
Maine $838 -$518 -38.2%
Maryland $1,120 -$236 -17.4%
Massachusetts $1,084 -$272 -20.1%
Michigan $2,358 $1,002 73.9%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,626 $270 19.9%
Missouri $1,204 -$152 -11.2%
Montana $1,456 $100 7.4%
Nebraska $1,070 -$286 -21.1%
Nevada $1,628 $272 20.1%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,202 -$154 -11.4%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,112 -$244 -18.0%
Ohio $936 -$420 -31.0%
Oklahoma $1,396 $40 2.9%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,188 -$168 -12.4%
Texas $1,636 $280 20.6%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,048 -$308 -22.7%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,208 -$148 -10.9%

View Chart as Image

Ford Explorer Eddie Bauer AWD insurance rates by U.S. city

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Rates by Driver Age

Ford Explorer Eddie Bauer AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,948
20 $3,088
30 $1,416
40 $1,356
50 $1,236
60 $1,212

Full coverage, $500 deductibles

Rates by Deductible

Ford Explorer Eddie Bauer AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,554
$500 $1,356
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Ford Explorer Eddie Bauer AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,429
100/300 $1,520
250/500 $1,756
100 CSL $1,465
300 CSL $1,665
500 CSL $1,811

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Explorer Eddie Bauer AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,900
30 $2,972
40 $2,904
50 $2,768
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $65
Online Quote $96
Total Discounts $565
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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