Ford Explorer Eddie Bauer 2WD Insurance Rates

The average insurance rates for a Ford Explorer Eddie Bauer 2WD are $1,266 a year with full coverage. Comprehensive costs around $298, collision insurance costs $446, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,702. Teen drivers cost the most to insure at up to $4,658 a year.

Annual premium for full coverage: $1,266

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Explorer Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford Explorer Eddie Bauer 2WD also range considerably based on the model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 133% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in Ford Explorer Eddie Bauer 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $500 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart above shows Ford Explorer Eddie Bauer 2WD insurance prices for various risks and coverage choices. The cheapest discount price is $745. Drivers who choose higher $1,000 deductibles will pay $1,098. The average price for a driver age 40 with no violations using $500 deductibles is $1,266. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,590. High risk drivers could be charged around $2,702. The price for full coverage insurance for a 16-year-old driver is $4,658.

View Chart as Image