Ford Expedition SSV 4WD Insurance Rates

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The average insurance prices for a Ford Expedition SSV 4WD are $1,280 every 12 months for full coverage. Comprehensive costs around $326, collision insurance costs $508, and liability coverage costs $310. A liability-only policy costs as little as $370 a year, and high-risk insurance costs around $2,736. Teenage drivers cost the most to insure at up to $4,576 a year.

Annual premium for full coverage: $1,280

Policy rates for type of insurance:

Comprehensive $326
Collision $508
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

Using a 40-year-old driver as an example, Ford Expedition SSV 4WD insurance rates range from the cheapest price of $370 for just the minimum liability insurance to a much higher rate of $2,736 for a policy for a high-risk driver.

Liability Only $370
Full Coverage $1,280
High Risk $2,736

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $960
Small Cities $1,344
Large Cities $1,728

These price differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Ford Expedition SSV 4WD also range considerably based on liability limits and deductibles, your driver profile, and the actual cash value of your Expedition.

Using high physical damage deductibles could save up to $560 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford Expedition SSV 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know your exact price is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.

View Chart as Image

Ford Expedition SSV 4WD insurance cost comparison chart
Column chart showing Ford Expedition SSV 4WD insurance prices range from $738 to $4,576 for full coverage

Chart shows Ford Expedition SSV 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $738. Drivers who use higher $1,000 deductibles will pay $1,090. The average rate for a driver age 40 with no violations using $500 deductibles is $1,280. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,646. Drivers with multiple violations and accidents could be charged around $2,736. The price for full coverage insurance for a 16-year-old driver is $4,576.

Ford Expedition SSV 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,158 -$122 -9.5%
Alaska $980 -$300 -23.4%
Arizona $1,060 -$220 -17.2%
Arkansas $1,280 -$0 0.0%
California $1,458 $178 13.9%
Colorado $1,222 -$58 -4.5%
Connecticut $1,314 $34 2.7%
Delaware $1,446 $166 13.0%
Florida $1,598 $318 24.8%
Georgia $1,184 -$96 -7.5%
Hawaii $918 -$362 -28.3%
Idaho $868 -$412 -32.2%
Illinois $952 -$328 -25.6%
Indiana $964 -$316 -24.7%
Iowa $862 -$418 -32.7%
Kansas $1,214 -$66 -5.2%
Kentucky $1,746 $466 36.4%
Louisiana $1,894 $614 48.0%
Maine $790 -$490 -38.3%
Maryland $1,056 -$224 -17.5%
Massachusetts $1,018 -$262 -20.5%
Michigan $2,220 $940 73.4%
Minnesota $1,072 -$208 -16.3%
Mississippi $1,532 $252 19.7%
Missouri $1,136 -$144 -11.3%
Montana $1,372 $92 7.2%
Nebraska $1,008 -$272 -21.3%
Nevada $1,534 $254 19.8%
New Hampshire $922 -$358 -28.0%
New Jersey $1,430 $150 11.7%
New Mexico $1,132 -$148 -11.6%
New York $1,348 $68 5.3%
North Carolina $736 -$544 -42.5%
North Dakota $1,048 -$232 -18.1%
Ohio $882 -$398 -31.1%
Oklahoma $1,314 $34 2.7%
Oregon $1,174 -$106 -8.3%
Pennsylvania $1,218 -$62 -4.8%
Rhode Island $1,706 $426 33.3%
South Carolina $1,160 -$120 -9.4%
South Dakota $1,078 -$202 -15.8%
Tennessee $1,118 -$162 -12.7%
Texas $1,542 $262 20.5%
Utah $946 -$334 -26.1%
Vermont $876 -$404 -31.6%
Virginia $766 -$514 -40.2%
Washington $986 -$294 -23.0%
West Virginia $1,174 -$106 -8.3%
Wisconsin $884 -$396 -30.9%
Wyoming $1,138 -$142 -11.1%

View Chart as Image

Ford Expedition SSV 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford Expedition SSV 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,576
20 $2,904
30 $1,342
40 $1,280
50 $1,166
60 $1,144

Full coverage, $500 deductibles

Rates by Deductible

Ford Expedition SSV 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,478
$500 $1,280
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Ford Expedition SSV 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,280
50/100 $1,342
100/300 $1,420
250/500 $1,621
100 CSL $1,373
300 CSL $1,544
500 CSL $1,668

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Expedition SSV 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,542
20 $4,606
30 $2,808
40 $2,736
50 $2,604
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $172

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $64
Homeowner $18
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $60
Advance Quote $63
Online Quote $92
Total Discounts $542
Rate after discounts $738

Discounts are estimated and may not be available from every company or in every state.

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