Ford Expedition SSV 2WD Insurance Rates

The average insurance rates for a Ford Expedition SSV 2WD are $1,190 a year with full coverage. Comprehensive costs an estimated $298, collision costs $446, and liability costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $2,534. Teen drivers cost the most to insure at $4,286 a year or more.

Annual premium for full coverage: $1,190

Policy rates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location impacts insurance prices.

These price differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford Expedition SSV 2WD also range considerably based on your risk profile, the actual cash value of your Expedition, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age

Your home state makes a big difference in Ford Expedition SSV 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $500 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost from 44% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows Ford Expedition SSV 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $695. Drivers who choose higher $1,000 deductibles will pay around $1,022. The average rate for a driver around age 40 using $500 deductibles is $1,190. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,514. High risk drivers could be charged around $2,534. The price for full coverage insurance for a teenage driver is $4,286.

View Chart as Image