Ford Expedition Limited 2WD Insurance Rates

The average insurance rates for a Ford Expedition Limited 2WD are $1,372 a year for full coverage insurance. Comprehensive costs on average $354 each year, collision insurance costs $572, and liability costs around $310. Buying just liability costs as low as $370 a year, and insurance for high-risk drivers costs around $2,938. Teenage drivers cost the most to insure at up to $4,864 a year.

Annual premium for full coverage: $1,372

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

These price differences illustrate why all drivers should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford Expedition Limited 2WD also range considerably based on your risk profile, the model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

Your home state has a huge impact on Ford Expedition Limited 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $620 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

The chart estimates Ford Expedition Limited 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $786. Drivers who use higher $1,000 deductibles will pay around $1,162. The average rate for a 40-year-old male driver using $500 deductibles is $1,372. Using lower $100 deductibles for physical damage coverage could cost up to $1,778. Drivers with multiple violations and accidents could be charged around $2,938. The policy rate for full coverage insurance for a teen driver can be as high as $4,864.

View Chart as Image