Ford Escape Hybrid 4WD Insurance Rates

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Estimated insurance prices for a Ford Escape Hybrid 4WD are $1,482 every 12 months including full coverage. Comprehensive insurance costs an estimated $326, collision insurance costs $634, and liability coverage costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs $3,214 or more. Teen drivers pay the most at up to $5,440 a year.

Annual premium for full coverage: $1,482

Premium estimates broken down by type of insurance:

Comprehensive $326
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Escape Hybrid Trim Level

Using a middle-aged driver as an example, insurance rates for a Ford Escape Hybrid 4WD range from the cheapest price of $430 for just liability coverage to a much higher rate of $3,214 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,482
High Risk $3,214

These rate differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Ford Escape Hybrid 4WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.

Choosing high deductibles could cut rates by as much as $650 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will be charged at least $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,800 to $2,400 extra annually, depending on your age. High-risk driver insurance can be around 44% to 136% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford Escape Hybrid 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Ford Escape Hybrid 4WD insurance cost comparison chart
Column chart showing Ford Escape Hybrid 4WD insurance prices range from $843 to $5,440 for full coverage

The chart above shows average Ford Escape Hybrid 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $843. Drivers who choose higher $1,000 deductibles will pay $1,266. The average rate for a driver around age 40 using $500 deductibles is $1,482. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,910. High risk drivers could be charged up to $3,214. The price for full coverage for a teenage driver can be as high as $5,440.

Ford Escape Hybrid 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,342 -$140 -9.4%
Alaska $1,136 -$346 -23.3%
Arizona $1,230 -$252 -17.0%
Arkansas $1,482 -$0 0.0%
California $1,690 $208 14.0%
Colorado $1,418 -$64 -4.3%
Connecticut $1,526 $44 3.0%
Delaware $1,680 $198 13.4%
Florida $1,856 $374 25.2%
Georgia $1,370 -$112 -7.6%
Hawaii $1,066 -$416 -28.1%
Idaho $1,004 -$478 -32.3%
Illinois $1,106 -$376 -25.4%
Indiana $1,116 -$366 -24.7%
Iowa $1,000 -$482 -32.5%
Kansas $1,410 -$72 -4.9%
Kentucky $2,024 $542 36.6%
Louisiana $2,196 $714 48.2%
Maine $916 -$566 -38.2%
Maryland $1,224 -$258 -17.4%
Massachusetts $1,186 -$296 -20.0%
Michigan $2,578 $1,096 74.0%
Minnesota $1,242 -$240 -16.2%
Mississippi $1,778 $296 20.0%
Missouri $1,316 -$166 -11.2%
Montana $1,592 $110 7.4%
Nebraska $1,170 -$312 -21.1%
Nevada $1,780 $298 20.1%
New Hampshire $1,070 -$412 -27.8%
New Jersey $1,658 $176 11.9%
New Mexico $1,314 -$168 -11.3%
New York $1,562 $80 5.4%
North Carolina $856 -$626 -42.2%
North Dakota $1,216 -$266 -17.9%
Ohio $1,024 -$458 -30.9%
Oklahoma $1,526 $44 3.0%
Oregon $1,360 -$122 -8.2%
Pennsylvania $1,416 -$66 -4.5%
Rhode Island $1,978 $496 33.5%
South Carolina $1,344 -$138 -9.3%
South Dakota $1,252 -$230 -15.5%
Tennessee $1,300 -$182 -12.3%
Texas $1,788 $306 20.6%
Utah $1,100 -$382 -25.8%
Vermont $1,016 -$466 -31.4%
Virginia $888 -$594 -40.1%
Washington $1,146 -$336 -22.7%
West Virginia $1,360 -$122 -8.2%
Wisconsin $1,028 -$454 -30.6%
Wyoming $1,322 -$160 -10.8%

View Chart as Image

Ford Escape Hybrid 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford Escape Hybrid 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,440
20 $3,440
30 $1,554
40 $1,482
50 $1,352
60 $1,328

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,910
$250 $1,712
$500 $1,482
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,482
50/100 $1,555
100/300 $1,646
250/500 $1,882
100 CSL $1,591
300 CSL $1,791
500 CSL $1,937

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,784
20 $5,468
30 $3,296
40 $3,214
50 $3,068
60 $3,040

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $208

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $96
Paid in Full/EFT $71
Advance Quote $75
Online Quote $106
Total Discounts $639
Rate after discounts $843

Discounts are estimated and may not be available from every company or in every state.

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