Ford Escape Hybrid 2WD Insurance Rates

U.S. average insurance rates for a Ford Escape Hybrid 2WD are $1,438 a year with full coverage. Comprehensive insurance costs on average $312, collision insurance costs $604, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,114 or more. Teen drivers pay the highest rates at up to $5,298 a year.

Annual premium for full coverage: $1,438

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Escape Hybrid Trim Level

These price ranges demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Ford Escape Hybrid 2WD are also quite variable based on the model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 132% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Ford Escape Hybrid 2WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $620 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different.

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The chart above shows Ford Escape Hybrid 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $819. Drivers who choose higher $1,000 deductibles will pay $1,230. The average price for a 40-year-old male driver using $500 deductibles is $1,438. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,842. High risk drivers could be charged at least $3,114. The price for full coverage for a teen driver can be as high as $5,298.

View Chart as Image