1. Vehicles
  2. Ford
  3. Edge
  4. Sport AWD

Ford Edge Sport AWD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for a Ford Edge Sport AWD are $1,392 a year including full coverage. Comprehensive costs around $298 a year, collision costs $572, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $3,014. Teen drivers cost the most to insure at $5,152 a year or more.

Annual premium for full coverage: $1,392

Policy rates for individual coverage type:

Comprehensive $298
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

For the average driver, Ford Edge Sport AWD insurance rates go from as low as $430 for liability-only coverage to a high of $3,014 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,392
High Risk $3,014

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,044
Small Cities $1,462
Large Cities $1,879

These price differences highlight why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Ford Edge Sport AWD Insurance

Searching Companies

Car insurance rates for a Ford Edge Sport AWD also range considerably based on your risk profile, the replacement cost of your Edge, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Edge Sport AWD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 45% to 136% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

Ford Edge Sport AWD insurance cost comparison chart
Column chart showing Ford Edge Sport AWD insurance prices range from $796 to $5,152 for full coverage

The chart above shows average Ford Edge Sport AWD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $796. Drivers who choose higher $1,000 deductibles will pay around $1,196. The average rate for a driver age 40 with no violations using $500 deductibles is $1,392. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,778. High risk drivers could be charged around $3,014. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,152.

Ford Edge Sport AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,258 -$134 -9.6%
Alaska $1,068 -$324 -23.3%
Arizona $1,156 -$236 -17.0%
Arkansas $1,392 -$0 0.0%
California $1,586 $194 13.9%
Colorado $1,332 -$60 -4.3%
Connecticut $1,432 $40 2.9%
Delaware $1,576 $184 13.2%
Florida $1,742 $350 25.1%
Georgia $1,286 -$106 -7.6%
Hawaii $1,000 -$392 -28.2%
Idaho $942 -$450 -32.3%
Illinois $1,036 -$356 -25.6%
Indiana $1,048 -$344 -24.7%
Iowa $940 -$452 -32.5%
Kansas $1,324 -$68 -4.9%
Kentucky $1,900 $508 36.5%
Louisiana $2,060 $668 48.0%
Maine $858 -$534 -38.4%
Maryland $1,148 -$244 -17.5%
Massachusetts $1,112 -$280 -20.1%
Michigan $2,418 $1,026 73.7%
Minnesota $1,164 -$228 -16.4%
Mississippi $1,668 $276 19.8%
Missouri $1,236 -$156 -11.2%
Montana $1,496 $104 7.5%
Nebraska $1,098 -$294 -21.1%
Nevada $1,670 $278 20.0%
New Hampshire $1,004 -$388 -27.9%
New Jersey $1,556 $164 11.8%
New Mexico $1,232 -$160 -11.5%
New York $1,466 $74 5.3%
North Carolina $802 -$590 -42.4%
North Dakota $1,140 -$252 -18.1%
Ohio $960 -$432 -31.0%
Oklahoma $1,430 $38 2.7%
Oregon $1,276 -$116 -8.3%
Pennsylvania $1,328 -$64 -4.6%
Rhode Island $1,856 $464 33.3%
South Carolina $1,262 -$130 -9.3%
South Dakota $1,174 -$218 -15.7%
Tennessee $1,220 -$172 -12.4%
Texas $1,678 $286 20.5%
Utah $1,032 -$360 -25.9%
Vermont $952 -$440 -31.6%
Virginia $834 -$558 -40.1%
Washington $1,076 -$316 -22.7%
West Virginia $1,276 -$116 -8.3%
Wisconsin $964 -$428 -30.7%
Wyoming $1,240 -$152 -10.9%

View Chart as Image

Ford Edge Sport AWD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Ford Edge Sport AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,152
20 $3,226
30 $1,456
40 $1,392
50 $1,270
60 $1,246

Full coverage, $500 deductibles

Rates by Deductible

Ford Edge Sport AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,778
$250 $1,598
$500 $1,392
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Ford Edge Sport AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,392
50/100 $1,465
100/300 $1,556
250/500 $1,792
100 CSL $1,501
300 CSL $1,701
500 CSL $1,847

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Edge Sport AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,358
20 $5,126
30 $3,084
40 $3,014
50 $2,878
60 $2,850

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $105
5-yr Claim Free $90
Paid in Full/EFT $66
Advance Quote $70
Online Quote $99
Total Discounts $596
Rate after discounts $796

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption