Ford Edge SE 2WD Insurance Rates

The average insurance prices for a Ford Edge SE 2WD are $1,226 every 12 months including full coverage. Comprehensive costs on average $258 each year, collision insurance costs $446, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $2,634. Teenage drivers cost the most to insure at up to $4,594 a year.

Annual premium for full coverage: $1,226

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These price differences highlight why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford Edge SE 2WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year of your Edge.

Using high physical damage deductibles could cut rates by as much as $470 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Ford Edge SE 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be varied.

View Chart as Image

The chart above shows average Ford Edge SE 2WD insurance rates for various coverage choices and risks. The cheapest discount rate is $717. Drivers who use higher $1,000 deductibles will pay $1,066. The average rate for a 40-year-old male driver using $500 deductibles is $1,226. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,532. Drivers with multiple violations and accidents could be charged around $2,634. The policy rate for full coverage insurance for a teen driver can be as high as $4,594.

View Chart as Image