Dodge Ram 3500 Mega Cab SLT 2WD Insurance Rates

Estimated auto insurance rates for a Dodge Ram 3500 Mega Cab SLT 2WD are $1,612 annually for full coverage insurance. Comprehensive insurance costs approximately $424 a year, collision costs $666, and liability costs around $364. A policy with only liability insurance costs as low as $430 a year, with a high-risk policy costing $3,450 or more. Teenage drivers pay the most at $5,712 a year or more.

Annual premium for full coverage: $1,612

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram 3500 Trim Level

These rate differences illustrate why it is important for drivers to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Ram 3500 Mega Cab SLT 2WD also have a wide range based on the replacement cost of your Ram 3500, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,900 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $730 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Dodge Ram 3500 Mega Cab SLT 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

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The chart estimates Dodge Ram 3500 Mega Cab SLT 2WD insurance prices for different situations. The best price after discounts is $925. Drivers who use higher $1,000 deductibles will pay about $1,364. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,612. Choosing low $100 deductibles for physical damage coverage could cost up to $2,088. Drivers with multiple violations and accidents could be charged up to $3,450. The cost for full coverage for a teenager can be as high as $5,712.

View Chart as Image