Dodge Ram 3500 Crew Cab SLT 4WD Insurance Rates

Average insurance prices for a Dodge Ram 3500 Crew Cab SLT 4WD are $1,970 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $424, collision costs $762, and liability insurance costs around $546. Just liability insurance costs as low as $646 a year, with coverage for high-risk drivers costing $4,246 or more. Teenage drivers receive the highest rates at $7,316 a year or more.

Annual premium for full coverage: $1,970

Rate estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram 3500 Trim Level

These differences illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Dodge Ram 3500 Crew Cab SLT 4WD can also vary considerably based on policy deductibles and limits, your risk profile, and the model year.

Using high physical damage deductibles could cut rates by as much as $790 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $492 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,800 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $7,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,300 to $3,200 additional per year, depending on your age. Dodge Ram 3500 Crew Cab SLT 4WD insurance for high-risk drivers can be anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Dodge Ram 3500 Crew Cab SLT 4WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

The chart estimates Dodge Ram 3500 Crew Cab SLT 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $1,140. Drivers who use higher $1,000 deductibles will pay $1,700. The average rate for a driver around age 40 using $500 deductibles is $1,970. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $2,490. Drivers with multiple violations and accidents could be charged as much as $4,246. The rate for full coverage for a teenage driver can be as high as $7,316.

View Chart as Image