Dodge Ram 3500 Crew Cab SLT 2WD Insurance Rates

The average auto insurance rates for a Dodge Ram 3500 Crew Cab SLT 2WD are $1,612 annually with full coverage. Comprehensive costs around $424 a year, collision costs $666, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $3,450. Teen drivers cost the most to insure at $5,712 a year or more.

Annual premium for full coverage: $1,612

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram 3500 Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

These price differences demonstrate why it is important for drivers to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Dodge Ram 3500 Crew Cab SLT 2WD also range considerably based on the model year, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,900 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $730 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Ram 3500 Crew Cab SLT 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out your exact price is to get quotes and see which company has the best price. Every company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

The chart above shows Dodge Ram 3500 Crew Cab SLT 2WD insurance prices for different situations. The best price after discounts is $925. Drivers who choose higher $1,000 deductibles will pay about $1,364. The average price for a driver age 40 with no violations using $500 deductibles is $1,612. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,088. High risk drivers could be charged around $3,450. The cost for full coverage insurance for a 16-year-old driver is $5,712.

View Chart as Image