Dodge Journey SXT Crew AWD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average auto insurance rates for a Dodge Journey SXT Crew AWD are $1,434 annually for full coverage. Comprehensive insurance costs an estimated $340, collision insurance costs $572, and liability costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $3,082 or more. Teenage drivers receive the highest rates at up to $5,216 a year.

Annual premium for full coverage: $1,434

Rate estimates broken down by type of coverage:

Comprehensive $340
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Journey Trim Level

Using a 40-year-old driver as an example, prices range from as cheap as $430 for liability-only coverage to the much higher price of $3,082 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,434
High Risk $3,082

These differences show why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Dodge Journey SXT Crew AWD Insurance

Searching Companies

Insurance rates for a Dodge Journey SXT Crew AWD can also vary considerably based on the model year of your Journey, your driver profile, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,700 to $2,300 extra per year, depending on your age. Dodge Journey SXT Crew AWD insurance for high-risk drivers can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $610 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Dodge Journey SXT Crew AWD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates can be significantly different between companies.

View Chart as Image

Dodge Journey SXT Crew AWD insurance cost comparison chart
Column chart showing Dodge Journey SXT Crew AWD insurance prices range from $826 to $5,216 for full coverage

Chart shows Dodge Journey SXT Crew AWD insurance prices for various situations. The best price after discounts is $826. Drivers who use higher $1,000 deductibles will pay about $1,226. The average price for a driver around age 40 using $500 deductibles is $1,434. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,834. Drivers with multiple violations and accidents could be charged as much as $3,082. The rate for full coverage for a teenage driver can be as high as $5,216.

Dodge Journey SXT Crew AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,100 -$334 -23.3%
Arizona $1,190 -$244 -17.0%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,794 $360 25.1%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,068 -$366 -25.5%
Indiana $1,078 -$356 -24.8%
Iowa $968 -$466 -32.5%
Kansas $1,364 -$70 -4.9%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,146 -$288 -20.1%
Michigan $2,492 $1,058 73.8%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,718 $284 19.8%
Missouri $1,272 -$162 -11.3%
Montana $1,540 $106 7.4%
Nebraska $1,130 -$304 -21.2%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,602 $168 11.7%
New Mexico $1,270 -$164 -11.4%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,474 $40 2.8%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,912 $478 33.3%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,256 -$178 -12.4%
Texas $1,728 $294 20.5%
Utah $1,062 -$372 -25.9%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,108 -$326 -22.7%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Dodge Journey SXT Crew AWD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Dodge Journey SXT Crew AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,216
20 $3,284
30 $1,502
40 $1,434
50 $1,306
60 $1,280

Full coverage, $500 deductibles

Rates by Deductible

Dodge Journey SXT Crew AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,834
$250 $1,648
$500 $1,434
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Dodge Journey SXT Crew AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,507
100/300 $1,598
250/500 $1,834
100 CSL $1,543
300 CSL $1,743
500 CSL $1,889

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Journey SXT Crew AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,212
30 $3,158
40 $3,082
50 $2,940
60 $2,910

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $92
Paid in Full/EFT $67
Advance Quote $71
Online Quote $102
Total Discounts $608
Rate after discounts $826

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption