Dodge Journey SXT 2WD Insurance Rates

The average auto insurance rates for a Dodge Journey SXT 2WD are $1,296 annually for full coverage insurance. Comprehensive insurance costs around $298, collision costs $476, and liability coverage costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $2,780 or more. Teenage drivers cost the most to insure at $4,782 a year or more.

Annual premium for full coverage: $1,296

Policy rates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Journey Trim Level

These price differences illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Dodge Journey SXT 2WD also range considerably based on the model year, your risk profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra every year, depending on your age. Dodge Journey SXT 2WD insurance for high-risk drivers can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $520 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Journey SXT 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to figure out your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the rates will be varied between companies.

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The chart estimates Dodge Journey SXT 2WD insurance prices for different situations. The cheapest price with discounts is $758. Drivers who use higher $1,000 deductibles will pay about $1,122. The average price for a driver age 40 with no violations using $500 deductibles is $1,296. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,638. Drivers with multiple violations and accidents could be charged around $2,780. The rate for full coverage for a 16-year-old driver is $4,782.

View Chart as Image