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Dodge Dakota TRX Crew Cab 4WD Insurance Rates

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The average insurance prices for a Dodge Dakota TRX Crew Cab 4WD are $1,448 every 12 months including full coverage. Comprehensive insurance costs on average $354, collision insurance costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,106 or more. Teenage drivers cost the most to insure at up to $5,236 a year.

Annual premium for full coverage: $1,448

Policy rates by type of coverage:

Comprehensive $354
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

For a driver in their 40's, Dodge Dakota TRX Crew Cab 4WD insurance rates range from the cheapest price of $430 for a discount liability-only rate to the much higher price of $3,106 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,448
High Risk $3,106

These price differences highlight why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Dodge Dakota TRX Crew Cab 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year of your Dakota.

Using high physical damage deductibles could cut rates by as much as $620 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Dodge Dakota TRX Crew Cab 4WD insurance for high-risk drivers can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Dodge Dakota TRX Crew Cab 4WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

Dodge Dakota TRX Crew Cab 4WD insurance cost comparison chart
Column chart showing Dodge Dakota TRX Crew Cab 4WD insurance prices range from $837 to $5,236 for full coverage

The chart above shows average Dodge Dakota TRX Crew Cab 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $837. Drivers who use higher $1,000 deductibles will pay $1,238. The average rate for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,854. Drivers with multiple violations and accidents could be charged around $3,106. The rate for full coverage for a teen driver can be as high as $5,236.

Dodge Dakota TRX Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,308 -$140 -9.7%
Alaska $1,110 -$338 -23.3%
Arizona $1,202 -$246 -17.0%
Arkansas $1,448 -$0 0.0%
California $1,650 $202 14.0%
Colorado $1,384 -$64 -4.4%
Connecticut $1,490 $42 2.9%
Delaware $1,638 $190 13.1%
Florida $1,810 $362 25.0%
Georgia $1,338 -$110 -7.6%
Hawaii $1,040 -$408 -28.2%
Idaho $980 -$468 -32.3%
Illinois $1,078 -$370 -25.6%
Indiana $1,090 -$358 -24.7%
Iowa $978 -$470 -32.5%
Kansas $1,376 -$72 -5.0%
Kentucky $1,976 $528 36.5%
Louisiana $2,142 $694 47.9%
Maine $892 -$556 -38.4%
Maryland $1,194 -$254 -17.5%
Massachusetts $1,158 -$290 -20.0%
Michigan $2,516 $1,068 73.8%
Minnesota $1,210 -$238 -16.4%
Mississippi $1,734 $286 19.8%
Missouri $1,284 -$164 -11.3%
Montana $1,554 $106 7.3%
Nebraska $1,142 -$306 -21.1%
Nevada $1,736 $288 19.9%
New Hampshire $1,044 -$404 -27.9%
New Jersey $1,618 $170 11.7%
New Mexico $1,282 -$166 -11.5%
New York $1,526 $78 5.4%
North Carolina $834 -$614 -42.4%
North Dakota $1,186 -$262 -18.1%
Ohio $998 -$450 -31.1%
Oklahoma $1,488 $40 2.8%
Oregon $1,326 -$122 -8.4%
Pennsylvania $1,382 -$66 -4.6%
Rhode Island $1,930 $482 33.3%
South Carolina $1,312 -$136 -9.4%
South Dakota $1,222 -$226 -15.6%
Tennessee $1,268 -$180 -12.4%
Texas $1,744 $296 20.4%
Utah $1,072 -$376 -26.0%
Vermont $990 -$458 -31.6%
Virginia $866 -$582 -40.2%
Washington $1,120 -$328 -22.7%
West Virginia $1,326 -$122 -8.4%
Wisconsin $1,004 -$444 -30.7%
Wyoming $1,290 -$158 -10.9%

View Chart as Image

Dodge Dakota TRX Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Dakota TRX Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,236
20 $3,302
30 $1,518
40 $1,448
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Dodge Dakota TRX Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,854
$250 $1,666
$500 $1,448
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Dodge Dakota TRX Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,448
50/100 $1,521
100/300 $1,612
250/500 $1,848
100 CSL $1,557
300 CSL $1,757
500 CSL $1,903

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Dakota TRX Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,480
20 $5,240
30 $3,182
40 $3,106
50 $2,960
60 $2,930

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $611
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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