Dodge Dakota TRX Crew Cab 4WD Insurance Rates

The average insurance prices for a Dodge Dakota TRX Crew Cab 4WD are $1,448 every 12 months including full coverage. Comprehensive insurance costs on average $354, collision insurance costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,106 or more. Teenage drivers cost the most to insure at up to $5,236 a year.

Annual premium for full coverage: $1,448

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These price differences highlight why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Dodge Dakota TRX Crew Cab 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year of your Dakota.

Using high physical damage deductibles could cut rates by as much as $620 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Dodge Dakota TRX Crew Cab 4WD insurance for high-risk drivers can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Dodge Dakota TRX Crew Cab 4WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied.

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The chart above shows average Dodge Dakota TRX Crew Cab 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $837. Drivers who use higher $1,000 deductibles will pay $1,238. The average rate for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,854. Drivers with multiple violations and accidents could be charged around $3,106. The rate for full coverage for a teen driver can be as high as $5,236.

View Chart as Image