Dodge Dakota ST Crew Cab 2WD Insurance Rates

The average insurance rates for a Dodge Dakota ST Crew Cab 2WD are $1,478 a year including full coverage. Comprehensive insurance costs around $284, collision costs $540, and liability coverage costs $454. A liability-only policy costs as little as $538 a year, with high-risk insurance costing $3,194 or more. Teen drivers cost the most to insure at $5,624 a year or more.

Annual premium for full coverage: $1,478

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These price differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Dakota ST Crew Cab 2WD also range considerably based on your risk profile, the replacement cost of your Dakota, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,600 a year. View Rates by Age

Your home state makes a big difference in Dodge Dakota ST Crew Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $560 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,700 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 43% to 128% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

The chart above shows average Dodge Dakota ST Crew Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $863. Drivers who choose higher $1,000 deductibles will pay around $1,292. The average rate for a driver age 40 with no violations using $500 deductibles is $1,478. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,844. High risk drivers could be charged around $3,194. The price for full coverage for a 16-year-old driver is $5,624.

View Chart as Image