Dodge Dakota Lonestar Crew Cab 2WD Insurance Rates

Estimated insurance rates for a Dodge Dakota Lonestar Crew Cab 2WD are $1,524 a year for full coverage. Comprehensive insurance costs around $298 each year, collision insurance costs $572, and liability coverage costs around $454. A liability-only policy costs as low as $538 a year, and high-risk insurance costs $3,294 or more. Teen drivers pay the most at up to $5,768 a year.

Annual premium for full coverage: $1,524

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These rate differences show why all drivers should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Dakota Lonestar Crew Cab 2WD also have a wide range based on your driving characteristics, the model year of your Dakota, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay as much as $5,700 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Dakota Lonestar Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 a year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost up to $408 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,800 to $2,500 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to know your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

View Chart as Image

Chart shows Dodge Dakota Lonestar Crew Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $888. Drivers who choose higher $1,000 deductibles will pay around $1,328. The average rate for a driver age 40 with no violations using $500 deductibles is $1,524. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,910. High risk drivers could be charged up to $3,294. The policy rate for full coverage for a 16-year-old driver can be as high as $5,768.

View Chart as Image