Dodge Dakota Bighorn Ext Cab 2WD Insurance Rates

Average insurance prices for a Dodge Dakota Bighorn Ext Cab 2WD are $1,432 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $270 a year, collision costs $508, and liability costs $454. Buying just liability costs as little as $538 a year, with insurance for high-risk drivers costing $3,092 or more. Teen drivers receive the highest rates at $5,480 a year or more.

Annual premium for full coverage: $1,432

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These differences illustrate why it is important for drivers to compare rates using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Dakota Bighorn Ext Cab 2WD can also vary considerably based on policy deductibles and limits, your risk profile, and the replacement cost of your Dakota.

Choosing high deductibles could save up to $530 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than average. View High Risk Driver Rates

Where you live makes a big difference in Dodge Dakota Bighorn Ext Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and quoted rates can be significantly different.

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The chart estimates Dodge Dakota Bighorn Ext Cab 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,256. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,432. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,778. High risk drivers could be charged as much as $3,092. The cost for full coverage for a teenager is $5,480.

View Chart as Image