Dodge Charger SXT AWD Insurance Rates

Average auto insurance rates for a Dodge Charger SXT AWD are $1,670 annually with full coverage. Comprehensive costs around $382, collision costs $634, and liability insurance costs around $454. Just liability insurance costs as low as $538 a year, with coverage for high-risk drivers costing around $3,584. Teen drivers receive the highest rates at $6,142 a year or more.

Annual premium for full coverage: $1,670

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These differences demonstrate why everyone should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Dodge Charger SXT AWD can also vary considerably based on the model year of your Charger, your driving record, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,500 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $6,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,900 to $2,700 additional per year, depending on your age. Dodge Charger SXT AWD insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $680 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Dodge Charger SXT AWD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different between companies.

View Chart as Image

The chart above shows Dodge Charger SXT AWD insurance prices for different situations. The lowest price with discounts is $971. Drivers who choose higher $1,000 deductibles will pay about $1,440. The average price for a driver age 40 with no violations using $500 deductibles is $1,670. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,118. High risk drivers could be charged as much as $3,584. The rate for full coverage insurance for a 16-year-old driver can be as high as $6,142.

View Chart as Image