Dodge Charger SXT Insurance Rates

Average insurance prices for a Dodge Charger SXT are $1,670 every 12 months for full coverage insurance. Comprehensive insurance costs on average $382, collision costs $634, and liability costs $454. Only liability insurance costs as little as $538 a year, with high-risk insurance costing $3,584 or more. Teen drivers receive the highest rates at $6,142 a year or more.

Annual premium for full coverage: $1,670

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Dodge Charger SXT can also vary considerably based on policy deductibles and limits, your risk profile, and the model year of your Charger.

Choosing high deductibles could save up to $680 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,700 extra per year, depending on your age. High-risk driver insurance can cost from 44% to 128% more than average. View High Risk Driver Rates

Where you live makes a big difference in Dodge Charger SXT insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates can be significantly different.

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The chart estimates Dodge Charger SXT insurance rates for different coverage choices and risks. The cheapest discount rate is $971. Drivers who choose higher $1,000 deductibles will pay $1,440. The average rate for a 40-year-old male driver using $500 deductibles is $1,670. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,118. High risk drivers could be charged as much as $3,584. The price for full coverage for a teen driver is $6,142.

View Chart as Image