Dodge Charger 3.5 Insurance Rates

Average insurance prices for a Dodge Charger 3.5 are $1,626 every 12 months for full coverage. Comprehensive insurance costs around $368 a year, collision insurance costs $604, and liability costs around $454. Liability-only coverage costs as low as $538 a year, and high-risk coverage costs $3,486 or more. Teen drivers receive the highest rates at up to $5,998 a year.

Annual premium for full coverage: $1,626

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

These differences show why it is important for drivers to compare prices for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Charger 3.5 can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Charger.

Choosing high deductibles could cut rates by as much as $650 every year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $5,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Where you live has a huge impact on Dodge Charger 3.5 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Chart shows Dodge Charger 3.5 insurance rates for various coverage choices and risks. The best rate after discounts is $950. Drivers who choose higher $1,000 deductibles will pay $1,404. The average rate for a driver age 40 with no violations using $500 deductibles is $1,626. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,050. High risk drivers could be charged as much as $3,486. The cost for full coverage for a 16-year-old driver can be as high as $5,998.

View Chart as Image