Dodge Caliber Mainstreet Insurance Rates

Average insurance rates for a Dodge Caliber Mainstreet are $1,332 a year for full coverage. Comprehensive costs around $270 a year, collision insurance costs $540, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $2,890. Teen drivers receive the highest rates at up to $4,986 a year.

Annual premium for full coverage: $1,332

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Caliber Trim Level

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These differences show why it is important for drivers to compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Dodge Caliber Mainstreet can also vary considerably based on the model year of your Caliber, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,900 a year. View Rates by Age

Where you live makes a big difference in Dodge Caliber Mainstreet insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $550 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

Chart shows Dodge Caliber Mainstreet insurance prices for various risks and coverage choices. The cheapest discount price is $764. Drivers who choose higher $1,000 deductibles will pay $1,150. The average price for a driver age 40 with no violations using $500 deductibles is $1,332. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,694. High risk drivers could be charged as much as $2,890. The cost for full coverage insurance for a 16-year-old driver is $4,986.

View Chart as Image