Dodge Caliber Express Insurance Rates

U.S. average insurance rates for a Dodge Caliber Express are $1,256 a year with full coverage. Comprehensive costs on average $258 each year, collision insurance costs $476, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $2,712. Teenage drivers pay the highest rates at up to $4,718 a year.

Annual premium for full coverage: $1,256

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Caliber Trim Level

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

These price ranges demonstrate why all drivers should compare rates based on a specific location, rather than using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Caliber Express are also quite variable based on the actual cash value of your Caliber, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,700 a year. View Rates by Age

The state you live in makes a big difference in Dodge Caliber Express insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $490 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so rate quotes may be quite different.

View Chart as Image

The chart above shows Dodge Caliber Express insurance prices for various risks and coverage choices. The cheapest price with discounts is $730. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a 40-year-old male driver using $500 deductibles is $1,256. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,580. Drivers with multiple violations and accidents could be charged at least $2,712. The policy rate for full coverage insurance for a teen driver is $4,718.

View Chart as Image