Chevrolet Traverse LT 2WD Insurance Rates
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U.S. average insurance prices for a Chevrolet Traverse LT 2WD are $1,218 every 12 months including full coverage. Comprehensive insurance costs on average $326 each year, collision costs $446, and liability coverage costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing $2,580 or more. Teenage drivers pay the highest rates at $4,328 a year or more.
Annual premium for full coverage: $1,218
Price estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Traverse Trim Level
For the average 40-year-old driver, Chevrolet Traverse LT 2WD insurance prices go from the cheapest price of $370 for just the minimum liability insurance to a high rate of $2,580 for coverage for higher-risk drivers.
These price ranges highlight why all drivers should compare rates based on a specific location and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Chevrolet Traverse LT 2WD Insurance
Car insurance rates for a Chevrolet Traverse LT 2WD are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year of your Traverse.
Using high physical damage deductibles could save up to $510 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Traverse LT 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Since rates can be so different, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so rate quotes may be quite different.
The chart above shows average Chevrolet Traverse LT 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $714. Drivers who use higher $1,000 deductibles will pay $1,042. The average rate for a 40-year-old male driver using $500 deductibles is $1,218. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,552. Drivers with multiple violations and accidents could be charged at least $2,580. The policy rate for full coverage for a teen driver is $4,328.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,100 | -$118 | -9.7% |
Alaska | $932 | -$286 | -23.5% |
Arizona | $1,008 | -$210 | -17.2% |
Arkansas | $1,218 | -$0 | 0.0% |
California | $1,386 | $168 | 13.8% |
Colorado | $1,160 | -$58 | -4.8% |
Connecticut | $1,250 | $32 | 2.6% |
Delaware | $1,376 | $158 | 13.0% |
Florida | $1,518 | $300 | 24.6% |
Georgia | $1,126 | -$92 | -7.6% |
Hawaii | $874 | -$344 | -28.2% |
Idaho | $826 | -$392 | -32.2% |
Illinois | $906 | -$312 | -25.6% |
Indiana | $916 | -$302 | -24.8% |
Iowa | $818 | -$400 | -32.8% |
Kansas | $1,154 | -$64 | -5.3% |
Kentucky | $1,660 | $442 | 36.3% |
Louisiana | $1,800 | $582 | 47.8% |
Maine | $750 | -$468 | -38.4% |
Maryland | $1,004 | -$214 | -17.6% |
Massachusetts | $968 | -$250 | -20.5% |
Michigan | $2,110 | $892 | 73.2% |
Minnesota | $1,018 | -$200 | -16.4% |
Mississippi | $1,458 | $240 | 19.7% |
Missouri | $1,080 | -$138 | -11.3% |
Montana | $1,304 | $86 | 7.1% |
Nebraska | $958 | -$260 | -21.3% |
Nevada | $1,458 | $240 | 19.7% |
New Hampshire | $876 | -$342 | -28.1% |
New Jersey | $1,360 | $142 | 11.7% |
New Mexico | $1,076 | -$142 | -11.7% |
New York | $1,280 | $62 | 5.1% |
North Carolina | $700 | -$518 | -42.5% |
North Dakota | $996 | -$222 | -18.2% |
Ohio | $840 | -$378 | -31.0% |
Oklahoma | $1,248 | $30 | 2.5% |
Oregon | $1,116 | -$102 | -8.4% |
Pennsylvania | $1,158 | -$60 | -4.9% |
Rhode Island | $1,622 | $404 | 33.2% |
South Carolina | $1,104 | -$114 | -9.4% |
South Dakota | $1,026 | -$192 | -15.8% |
Tennessee | $1,064 | -$154 | -12.6% |
Texas | $1,466 | $248 | 20.4% |
Utah | $900 | -$318 | -26.1% |
Vermont | $832 | -$386 | -31.7% |
Virginia | $728 | -$490 | -40.2% |
Washington | $938 | -$280 | -23.0% |
West Virginia | $1,116 | -$102 | -8.4% |
Wisconsin | $840 | -$378 | -31.0% |
Wyoming | $1,082 | -$136 | -11.2% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,328 |
20 | $2,730 |
30 | $1,274 |
40 | $1,218 |
50 | $1,108 |
60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,552 |
$250 | $1,400 |
$500 | $1,218 |
$1,000 | $1,042 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,218 |
50/100 | $1,280 |
100/300 | $1,358 |
250/500 | $1,559 |
100 CSL | $1,311 |
300 CSL | $1,482 |
500 CSL | $1,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,176 |
20 | $4,322 |
30 | $2,646 |
40 | $2,580 |
50 | $2,454 |
60 | $2,428 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $59 |
Homeowner | $17 |
5-yr Accident Free | $86 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $55 |
Advance Quote | $58 |
Online Quote | $87 |
Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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