Chevrolet Suburban LT 4WD Insurance Rates

U.S. average insurance rates for a Chevrolet Suburban LT 4WD are $1,402 a year including full coverage. Comprehensive insurance costs around $340 a year, collision costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,004 or more. Teen drivers pay the highest rates at $5,092 a year or more.

Annual premium for full coverage: $1,402

Price estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

These price ranges highlight why it is important for drivers to compare rates for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Suburban LT 4WD are also quite variable based on the model year of your Suburban, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Suburban LT 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $590 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

The chart above shows average Chevrolet Suburban LT 4WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $814. Drivers who choose higher $1,000 deductibles will pay $1,202. The average price for a driver age 40 with no violations using $500 deductibles is $1,402. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,788. High risk drivers could be charged at least $3,004. The cost for full coverage for a 16-year-old driver is $5,092.

View Chart as Image