Chevrolet Silverado LTZ Crew Cab 4WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LTZ Crew Cab 4WD are $1,510 a year including full coverage. Comprehensive insurance costs on average $354 each year, collision costs $634, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $3,260 or more. Teen drivers cost the most to insure at $5,482 a year or more.

Annual premium for full coverage: $1,510

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These price differences highlight why all drivers should compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado LTZ Crew Cab 4WD also range considerably based on your risk profile, the replacement cost of your Silverado, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $5,400 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Silverado LTZ Crew Cab 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

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The chart above shows average Chevrolet Silverado LTZ Crew Cab 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $862. Drivers who choose higher $1,000 deductibles will pay around $1,288. The average rate for a 40-year-old male driver using $500 deductibles is $1,510. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,948. High risk drivers could be charged around $3,260. The policy rate for full coverage for a teen driver can be as high as $5,482.

View Chart as Image