Chevrolet Silverado LT Extended Cab 4WD Insurance Rates

U.S. average insurance prices for a Chevrolet Silverado LT Extended Cab 4WD are $1,360 every 12 months for full coverage. Comprehensive insurance costs an estimated $298, collision costs $540, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $2,936 or more. Teen drivers pay the highest rates at $5,028 a year or more.

Annual premium for full coverage: $1,360

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These price ranges show why everyone should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Chevrolet Silverado LT Extended Cab 4WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Choosing high deductibles could save up to $560 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,600 to $2,200 extra each year, depending on your age. Chevrolet Silverado LT Extended Cab 4WD insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Silverado LT Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so rate quotes may be quite different.

View Chart as Image

Chart shows Chevrolet Silverado LT Extended Cab 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $785. Drivers who choose higher $1,000 deductibles will pay $1,172. The average rate for a driver around age 40 using $500 deductibles is $1,360. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,732. High risk drivers could be charged at least $2,936. The rate for full coverage for a teenage driver is $5,028.

View Chart as Image