Chevrolet Silverado LS Regular Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LS Regular Cab 2WD are $1,262 a year including full coverage. Comprehensive insurance costs on average $258 each year, collision costs $414, and liability costs $410. A policy with only liability insurance costs as little as $486 a year, with a high-risk policy costing $2,702 or more. Teenage drivers pay the most at $4,792 a year or more.

Annual premium for full coverage: $1,262

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

These rate differences highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Chevrolet Silverado LS Regular Cab 2WD also have a wide range based on your driving characteristics, the replacement cost of your Silverado, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado LS Regular Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $450 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Chevrolet Silverado LS Regular Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $750. Drivers who use higher $1,000 deductibles will pay around $1,108. The average rate for a 40-year-old male driver using $500 deductibles is $1,262. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,554. Drivers with multiple violations and accidents could be charged up to $2,702. The policy rate for full coverage for a teen driver is $4,792.

View Chart as Image