Chevrolet Silverado 2500HD LTZ Crew Cab 4WD Insurance Rates

Estimated insurance prices for a Chevrolet Silverado 2500HD LTZ Crew Cab 4WD are $1,510 every 12 months including full coverage. Comprehensive insurance costs an estimated $354 each year, collision costs $634, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $3,260 or more. Teenage drivers pay the most at $5,482 a year or more.

Annual premium for full coverage: $1,510

Premium estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

These rate differences highlight why all drivers should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $660 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,800 to $2,400 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chevrolet Silverado 2500HD LTZ Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be substantially different.

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The chart above shows average Chevrolet Silverado 2500HD LTZ Crew Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average rate for a driver around age 40 using $500 deductibles is $1,510. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,948. Drivers with multiple violations and accidents could be charged up to $3,260. The policy rate for full coverage for a teenage driver is $5,482.

View Chart as Image