Chevrolet Malibu Hybrid Insurance Rates

U.S. average insurance rates for a Chevrolet Malibu Hybrid are $1,374 a year with full coverage. Comprehensive insurance costs on average $312 a year, collision costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $2,958 or more. Teenage drivers pay the highest rates at $5,050 a year or more.

Annual premium for full coverage: $1,374

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Malibu Trim Level

These price ranges demonstrate why it is important for drivers to compare rates based on a specific location, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Malibu Hybrid are also quite variable based on the model year of your Malibu, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Malibu Hybrid insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $570 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted rates may be quite different.

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The chart above shows Chevrolet Malibu Hybrid insurance prices for different risks and coverage choices. The cheapest price with discounts is $795. Drivers who use higher $1,000 deductibles will pay $1,182. The average price for a 40-year-old male driver using $500 deductibles is $1,374. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,750. Drivers with multiple violations and accidents could be charged at least $2,958. The cost for full coverage for a teen driver is $5,050.

View Chart as Image