Chevrolet Impala LTZ Insurance Rates

Average insurance prices for a Chevrolet Impala LTZ are $1,438 every 12 months for full coverage insurance. Comprehensive costs around $312, collision costs $604, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,114. Teenage drivers receive the highest rates at $5,298 a year or more.

Annual premium for full coverage: $1,438

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Impala Trim Level

Price Range by Location

Your location can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance rates.

These differences illustrate why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chevrolet Impala LTZ can also vary considerably based on policy deductibles and limits, your risk profile, and the actual cash value of your Impala.

Using high physical damage deductibles could save up to $620 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 in extra premium per year, depending on your age. Chevrolet Impala LTZ insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Chevrolet Impala LTZ insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

View Chart as Image

The chart estimates Chevrolet Impala LTZ insurance rates for different coverage choices and risks. The cheapest discount rate is $819. Drivers who use higher $1,000 deductibles will pay $1,230. The average rate for a driver age 40 with no violations using $500 deductibles is $1,438. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,842. Drivers with multiple violations and accidents could be charged as much as $3,114. The rate for full coverage insurance for a 16-year-old driver is $5,298.

View Chart as Image