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Chevrolet HHR LT Insurance Rates

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Estimated insurance rates for a Chevrolet HHR LT are $1,388 a year with full coverage. Comprehensive insurance costs an estimated $326, collision insurance costs $540, and liability insurance costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs $2,982 or more. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates broken down by type of coverage:

Comprehensive $326
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet HHR Trim Level

For an average driver, insurance rates for a Chevrolet HHR LT range from the low end price of $430 for basic liability insurance to the much higher price of $2,982 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,388
High Risk $2,982

These rate differences demonstrate why everyone should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Chevrolet HHR LT also have a wide range based on the replacement cost of your HHR, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Chevrolet HHR LT insurance for high-risk drivers can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet HHR LT insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $580 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Chevrolet HHR LT insurance cost comparison chart
Column chart showing Chevrolet HHR LT insurance prices range from $803 to $5,070 for full coverage

The chart above shows Chevrolet HHR LT insurance prices for various risks and coverage choices. The lowest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay $1,192. The average price for a driver around age 40 using $500 deductibles is $1,388. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,770. High risk drivers could be charged up to $2,982. The rate for full coverage for a teenage driver is $5,070.

Chevrolet HHR LT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$132 -9.5%
Alaska $1,064 -$324 -23.3%
Arizona $1,152 -$236 -17.0%
Arkansas $1,388 -$0 0.0%
California $1,582 $194 14.0%
Colorado $1,328 -$60 -4.3%
Connecticut $1,428 $40 2.9%
Delaware $1,572 $184 13.3%
Florida $1,736 $348 25.1%
Georgia $1,282 -$106 -7.6%
Hawaii $998 -$390 -28.1%
Idaho $940 -$448 -32.3%
Illinois $1,034 -$354 -25.5%
Indiana $1,046 -$342 -24.6%
Iowa $936 -$452 -32.6%
Kansas $1,320 -$68 -4.9%
Kentucky $1,894 $506 36.5%
Louisiana $2,056 $668 48.1%
Maine $858 -$530 -38.2%
Maryland $1,146 -$242 -17.4%
Massachusetts $1,110 -$278 -20.0%
Michigan $2,414 $1,026 73.9%
Minnesota $1,162 -$226 -16.3%
Mississippi $1,664 $276 19.9%
Missouri $1,232 -$156 -11.2%
Montana $1,490 $102 7.3%
Nebraska $1,096 -$292 -21.0%
Nevada $1,666 $278 20.0%
New Hampshire $1,002 -$386 -27.8%
New Jersey $1,552 $164 11.8%
New Mexico $1,230 -$158 -11.4%
New York $1,462 $74 5.3%
North Carolina $800 -$588 -42.4%
North Dakota $1,138 -$250 -18.0%
Ohio $958 -$430 -31.0%
Oklahoma $1,428 $40 2.9%
Oregon $1,272 -$116 -8.4%
Pennsylvania $1,324 -$64 -4.6%
Rhode Island $1,852 $464 33.4%
South Carolina $1,258 -$130 -9.4%
South Dakota $1,172 -$216 -15.6%
Tennessee $1,216 -$172 -12.4%
Texas $1,674 $286 20.6%
Utah $1,030 -$358 -25.8%
Vermont $950 -$438 -31.6%
Virginia $832 -$556 -40.1%
Washington $1,072 -$316 -22.8%
West Virginia $1,274 -$114 -8.2%
Wisconsin $962 -$426 -30.7%
Wyoming $1,236 -$152 -11.0%

View Chart as Image

Chevrolet HHR LT insurance rates by U.S. city

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Rates by Driver Age

Chevrolet HHR LT Insurance Rates by Driver Age
Driver Age Premium
16 $5,070
20 $3,176
30 $1,450
40 $1,388
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet HHR LT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,594
$500 $1,388
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet HHR LT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,388
50/100 $1,461
100/300 $1,552
250/500 $1,788
100 CSL $1,497
300 CSL $1,697
500 CSL $1,843

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet HHR LT Insurance Rates for High Risk Drivers
Age Premium
16 $7,236
20 $5,042
30 $3,054
40 $2,982
50 $2,842
60 $2,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $98
Total Discounts $585
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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