Chevrolet HHR LS Insurance Rates

Estimated auto insurance rates for a Chevrolet HHR LS are $1,388 annually for full coverage. Comprehensive costs around $326, collision insurance costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,982. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet HHR Trim Level

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet HHR LS also have a wide range based on the replacement cost of your HHR, your driver profile, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost around 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $580 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chevrolet HHR LS insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so the rates will be substantially different between companies.

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Chart shows Chevrolet HHR LS insurance prices for various situations. The cheapest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a driver age 40 with no violations using $500 deductibles is $1,388. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,770. High risk drivers could be charged up to $2,982. The price for full coverage insurance for a 16-year-old driver is $5,070.

View Chart as Image