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Chevrolet Equinox LT AWD Insurance Rates

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Average insurance rates for a Chevrolet Equinox LT AWD are $1,374 a year for full coverage insurance. Comprehensive insurance costs on average $312 each year, collision insurance costs $540, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $2,958 or more. Teenage drivers receive the highest rates at up to $5,050 a year.

Annual premium for full coverage: $1,374

Rate estimates by individual coverage:

Comprehensive $312
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Using a middle-aged driver as an example, prices range from the low end price of $430 for your basic liability-only policy to a high rate of $2,958 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,374
High Risk $2,958

These differences illustrate why all drivers should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Chevrolet Equinox LT AWD can also vary considerably based on the actual cash value of your Equinox, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Equinox LT AWD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $570 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and rates can be significantly different.

View Chart as Image

Chevrolet Equinox LT AWD insurance cost comparison chart
Column chart showing Chevrolet Equinox LT AWD insurance prices range from $795 to $5,050 for full coverage

The chart estimates Chevrolet Equinox LT AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $795. Drivers who use higher $1,000 deductibles will pay $1,182. The average price for a 40-year-old male driver using $500 deductibles is $1,374. Using lower $100 deductibles for physical damage coverage can cost as much as $1,750. Drivers with multiple violations and accidents could be charged as much as $2,958. The policy rate for full coverage for a teen driver is $5,050.

Chevrolet Equinox LT AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,242 -$132 -9.6%
Alaska $1,054 -$320 -23.3%
Arizona $1,142 -$232 -16.9%
Arkansas $1,374 -$0 0.0%
California $1,566 $192 14.0%
Colorado $1,314 -$60 -4.4%
Connecticut $1,414 $40 2.9%
Delaware $1,556 $182 13.2%
Florida $1,718 $344 25.0%
Georgia $1,268 -$106 -7.7%
Hawaii $988 -$386 -28.1%
Idaho $930 -$444 -32.3%
Illinois $1,024 -$350 -25.5%
Indiana $1,036 -$338 -24.6%
Iowa $928 -$446 -32.5%
Kansas $1,306 -$68 -4.9%
Kentucky $1,874 $500 36.4%
Louisiana $2,034 $660 48.0%
Maine $848 -$526 -38.3%
Maryland $1,134 -$240 -17.5%
Massachusetts $1,100 -$274 -19.9%
Michigan $2,390 $1,016 73.9%
Minnesota $1,150 -$224 -16.3%
Mississippi $1,646 $272 19.8%
Missouri $1,220 -$154 -11.2%
Montana $1,476 $102 7.4%
Nebraska $1,084 -$290 -21.1%
Nevada $1,648 $274 19.9%
New Hampshire $992 -$382 -27.8%
New Jersey $1,538 $164 11.9%
New Mexico $1,216 -$158 -11.5%
New York $1,448 $74 5.4%
North Carolina $792 -$582 -42.4%
North Dakota $1,126 -$248 -18.0%
Ohio $948 -$426 -31.0%
Oklahoma $1,412 $38 2.8%
Oregon $1,258 -$116 -8.4%
Pennsylvania $1,310 -$64 -4.7%
Rhode Island $1,832 $458 33.3%
South Carolina $1,246 -$128 -9.3%
South Dakota $1,160 -$214 -15.6%
Tennessee $1,204 -$170 -12.4%
Texas $1,656 $282 20.5%
Utah $1,020 -$354 -25.8%
Vermont $940 -$434 -31.6%
Virginia $824 -$550 -40.0%
Washington $1,062 -$312 -22.7%
West Virginia $1,260 -$114 -8.3%
Wisconsin $952 -$422 -30.7%
Wyoming $1,224 -$150 -10.9%

View Chart as Image

Chevrolet Equinox LT AWD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Equinox LT AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,050
20 $3,156
30 $1,436
40 $1,374
50 $1,252
60 $1,228

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox LT AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,576
$500 $1,374
$1,000 $1,182

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox LT AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,374
50/100 $1,447
100/300 $1,538
250/500 $1,774
100 CSL $1,483
300 CSL $1,683
500 CSL $1,829

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox LT AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,206
20 $5,012
30 $3,028
40 $2,958
50 $2,822
60 $2,794

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $63
Advance Quote $68
Online Quote $97
Total Discounts $579
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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