Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates

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U.S. average insurance rates for a Chevrolet Corvette ZR1 2-Dr Coupe are $2,474 a year for full coverage. Comprehensive insurance costs approximately $730 each year, collision costs $1,394, and liability coverage costs $240. Buying just liability costs as little as $292 a year, with insurance for high-risk drivers costing $5,360 or more. Teenage drivers pay the highest rates at $8,174 a year or more.

Annual premium for full coverage: $2,474

Price estimates by individual coverage:

Comprehensive $730
Collision $1394
Liability $240

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Corvette Trim Level

Using a 40-year-old driver as an example, Chevrolet Corvette ZR1 2-Dr Coupe insurance prices go from the low end price of $292 for liability-only coverage to a high rate of $5,360 for a policy for a high-risk driver.

Liability Only $292
Full Coverage $2,474
High Risk $5,360

These price ranges show why all drivers should compare rates using their specific location, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Chevrolet Corvette ZR1 2-Dr Coupe are also quite variable based on the actual cash value of your Corvette, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $2,900 to $3,800 additional each year, depending on your age. Insurance for high-risk drivers can cost around 46% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $2,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $8,100 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Corvette ZR1 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $1,430 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $216 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

Chevrolet Corvette ZR1 2-Dr Coupe insurance cost comparison chart
Column chart showing Chevrolet Corvette ZR1 2-Dr Coupe insurance prices range from $1,327 to $8,174 for full coverage

Chart shows Chevrolet Corvette ZR1 2-Dr Coupe insurance prices for different risks and coverage choices. The cheapest price with discounts is $1,327. Drivers who use higher $1,000 deductibles will pay $1,992. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $2,474. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $3,414. Drivers with multiple violations and accidents could be charged at least $5,360. The policy rate for full coverage for a teenager is $8,174.

Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,236 -$238 -9.6%
Alaska $1,896 -$578 -23.4%
Arizona $2,054 -$420 -17.0%
Arkansas $2,474 -$0 0.0%
California $2,820 $346 14.0%
Colorado $2,362 -$112 -4.5%
Connecticut $2,540 $66 2.7%
Delaware $2,800 $326 13.2%
Florida $3,090 $616 24.9%
Georgia $2,286 -$188 -7.6%
Hawaii $1,778 -$696 -28.1%
Idaho $1,674 -$800 -32.3%
Illinois $1,844 -$630 -25.5%
Indiana $1,864 -$610 -24.7%
Iowa $1,670 -$804 -32.5%
Kansas $2,350 -$124 -5.0%
Kentucky $3,374 $900 36.4%
Louisiana $3,662 $1,188 48.0%
Maine $1,524 -$950 -38.4%
Maryland $2,040 -$434 -17.5%
Massachusetts $1,976 -$498 -20.1%
Michigan $4,296 $1,822 73.6%
Minnesota $2,070 -$404 -16.3%
Mississippi $2,964 $490 19.8%
Missouri $2,196 -$278 -11.2%
Montana $2,658 $184 7.4%
Nebraska $1,950 -$524 -21.2%
Nevada $2,968 $494 20.0%
New Hampshire $1,782 -$692 -28.0%
New Jersey $2,764 $290 11.7%
New Mexico $2,188 -$286 -11.6%
New York $2,604 $130 5.3%
North Carolina $1,422 -$1,052 -42.5%
North Dakota $2,026 -$448 -18.1%
Ohio $1,708 -$766 -31.0%
Oklahoma $2,536 $62 2.5%
Oregon $2,268 -$206 -8.3%
Pennsylvania $2,358 -$116 -4.7%
Rhode Island $3,300 $826 33.4%
South Carolina $2,242 -$232 -9.4%
South Dakota $2,086 -$388 -15.7%
Tennessee $2,164 -$310 -12.5%
Texas $2,982 $508 20.5%
Utah $1,832 -$642 -25.9%
Vermont $1,688 -$786 -31.8%
Virginia $1,484 -$990 -40.0%
Washington $1,910 -$564 -22.8%
West Virginia $2,270 -$204 -8.2%
Wisconsin $1,712 -$762 -30.8%
Wyoming $2,202 -$272 -11.0%

View Chart as Image

Chevrolet Corvette ZR1 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $8,174
20 $5,680
30 $2,658
40 $2,474
50 $2,242
60 $2,202

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,414
$250 $2,976
$500 $2,474
$1,000 $1,992

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,474
50/100 $2,522
100/300 $2,582
250/500 $2,738
100 CSL $2,546
300 CSL $2,678
500 CSL $2,774

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Corvette ZR1 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $11,916
20 $9,040
30 $5,568
40 $5,360
50 $5,096
60 $5,056

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $358

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $142
Multi-vehicle $124
Homeowner $28
5-yr Accident Free $218
5-yr Claim Free $167
Paid in Full/EFT $141
Advance Quote $138
Online Quote $189
Total Discounts $1,147
Rate after discounts $1,327

Discounts are estimated and may not be available from every company or in every state.

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