Chevrolet Colorado LT Extended Cab 4WD Insurance Rates

Estimated insurance prices for a Chevrolet Colorado LT Extended Cab 4WD are $1,130 every 12 months including full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $414, and liability insurance costs $310. Liability-only insurance costs as little as $370 a year, and high-risk driver insurance costs $2,410 or more. Teen drivers pay the most at up to $4,122 a year.

Annual premium for full coverage: $1,130

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Colorado Trim Level

These rate differences highlight why it is important for drivers to compare rates based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Colorado LT Extended Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year of your Colorado.

Choosing high deductibles could save up to $460 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $279 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Chevrolet Colorado LT Extended Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart above shows average Chevrolet Colorado LT Extended Cab 4WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $661. Drivers who choose higher $1,000 deductibles will pay $974. The average rate for a 40-year-old male driver using $500 deductibles is $1,130. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,430. High risk drivers could be charged up to $2,410. The cost for full coverage for a teen driver is $4,122.

View Chart as Image