Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates

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The average insurance rates for a Chevrolet Cobalt SS Turbo 2-Dr Coupe are $1,798 a year for full coverage. Comprehensive insurance costs an estimated $382, collision insurance costs $762, and liability costs around $454. A liability-only policy costs as low as $538 a year, and high-risk insurance costs $3,896 or more. Teenage drivers cost the most to insure at up to $6,636 a year.

Annual premium for full coverage: $1,798

Policy rates broken down by type of insurance:

Comprehensive $382
Collision $762
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Cobalt Trim Level

For the normal driver, Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance rates range from as low as $538 for the bare minimum liability coverage to a much higher rate of $3,896 for a driver who requires high-risk insurance.

Liability Only $538
Full Coverage $1,798
High Risk $3,896

These price differences show why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance

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Car insurance rates for a Chevrolet Cobalt SS Turbo 2-Dr Coupe also range considerably based on your risk profile, the model year of your Cobalt, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $6,600 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $770 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,100 to $2,900 extra every year, depending on your age. High-risk driver insurance can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

View Chart as Image

Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance cost comparison chart
Column chart showing Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance prices range from $1,025 to $6,636 for full coverage

Chart shows Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance rates for various risk profiles and scenarios. The cheapest discount rate is $1,025. Drivers who use higher $1,000 deductibles will pay around $1,538. The average rate for a driver around age 40 using $500 deductibles is $1,798. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,304. Drivers with multiple violations and accidents could be charged around $3,896. The price for full coverage for a teenage driver can be as high as $6,636.

Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,624 -$174 -9.7%
Alaska $1,376 -$422 -23.5%
Arizona $1,492 -$306 -17.0%
Arkansas $1,798 -$0 0.0%
California $2,048 $250 13.9%
Colorado $1,716 -$82 -4.6%
Connecticut $1,844 $46 2.6%
Delaware $2,034 $236 13.1%
Florida $2,246 $448 24.9%
Georgia $1,660 -$138 -7.7%
Hawaii $1,288 -$510 -28.4%
Idaho $1,218 -$580 -32.3%
Illinois $1,338 -$460 -25.6%
Indiana $1,354 -$444 -24.7%
Iowa $1,214 -$584 -32.5%
Kansas $1,706 -$92 -5.1%
Kentucky $2,450 $652 36.3%
Louisiana $2,660 $862 47.9%
Maine $1,110 -$688 -38.3%
Maryland $1,482 -$316 -17.6%
Massachusetts $1,436 -$362 -20.1%
Michigan $3,120 $1,322 73.5%
Minnesota $1,504 -$294 -16.4%
Mississippi $2,152 $354 19.7%
Missouri $1,596 -$202 -11.2%
Montana $1,930 $132 7.3%
Nebraska $1,416 -$382 -21.2%
Nevada $2,154 $356 19.8%
New Hampshire $1,294 -$504 -28.0%
New Jersey $2,008 $210 11.7%
New Mexico $1,590 -$208 -11.6%
New York $1,890 $92 5.1%
North Carolina $1,034 -$764 -42.5%
North Dakota $1,472 -$326 -18.1%
Ohio $1,242 -$556 -30.9%
Oklahoma $1,844 $46 2.6%
Oregon $1,646 -$152 -8.5%
Pennsylvania $1,714 -$84 -4.7%
Rhode Island $2,398 $600 33.4%
South Carolina $1,628 -$170 -9.5%
South Dakota $1,516 -$282 -15.7%
Tennessee $1,572 -$226 -12.6%
Texas $2,166 $368 20.5%
Utah $1,330 -$468 -26.0%
Vermont $1,228 -$570 -31.7%
Virginia $1,076 -$722 -40.2%
Washington $1,388 -$410 -22.8%
West Virginia $1,646 -$152 -8.5%
Wisconsin $1,242 -$556 -30.9%
Wyoming $1,600 -$198 -11.0%

View Chart as Image

Chevrolet Cobalt SS Turbo 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $6,636
20 $4,174
30 $1,882
40 $1,798
50 $1,640
60 $1,608

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,304
$250 $2,068
$500 $1,798
$1,000 $1,538

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,798
50/100 $1,889
100/300 $2,002
250/500 $2,297
100 CSL $1,934
300 CSL $2,184
500 CSL $2,366

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Cobalt SS Turbo 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $9,490
20 $6,636
30 $3,992
40 $3,896
50 $3,720
60 $3,684

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $253

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $93
Homeowner $25
5-yr Accident Free $138
5-yr Claim Free $116
Paid in Full/EFT $86
Advance Quote $91
Online Quote $128
Total Discounts $773
Rate after discounts $1,025

Discounts are estimated and may not be available from every company or in every state.

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