Chevrolet Cobalt LS 2-Dr Coupe Insurance Rates

Estimated insurance rates for a Chevrolet Cobalt LS 2-Dr Coupe are $1,556 a year for full coverage. Comprehensive costs around $298, collision insurance costs $604, and liability coverage costs around $454. Liability-only coverage costs as low as $538 a year, and high-risk coverage costs around $3,372. Teen drivers pay the most at up to $5,892 a year.

Annual premium for full coverage: $1,556

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Cobalt Trim Level

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

These rate differences show why everyone should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Cobalt LS 2-Dr Coupe also have a wide range based on your driving characteristics, the model year of your Cobalt, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,800 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Cobalt LS 2-Dr Coupe insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $610 a year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,800 to $2,500 extra annually, depending on your age. Chevrolet Cobalt LS 2-Dr Coupe insurance for high-risk drivers can be around 42% to 129% more than average. View High Risk Driver Rates

With such a large range of rates, the only way to know your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

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Chart shows Chevrolet Cobalt LS 2-Dr Coupe insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $899. Drivers who choose higher $1,000 deductibles will pay around $1,352. The average rate for a driver age 40 with no violations using $500 deductibles is $1,556. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,956. High risk drivers could be charged up to $3,372. The rate for full coverage insurance for a 16-year-old driver can be as high as $5,892.

View Chart as Image