Cadillac STS V8 AWD 4-Dr Sedan Insurance Rates

U.S. average insurance rates for a Cadillac STS V8 AWD 4-Dr Sedan are $1,708 a year for full coverage insurance. Comprehensive insurance costs an estimated $438 each year, collision costs $824, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, with high-risk coverage costing $3,696 or more. Teen drivers pay the highest rates at $5,978 a year or more.

Annual premium for full coverage: $1,708

Price estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac STS Trim Level

These price ranges illustrate why all drivers should compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac STS V8 AWD 4-Dr Sedan are also quite variable based on your driving record, the model year, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $1,600 a year for full coverage. Rates are highest for teenage drivers, where even good drivers will have to pay at least $5,900 a year. View Rates by Age

The state you live in has a huge impact on Cadillac STS V8 AWD 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $850 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $279 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $2,000 to $2,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 131% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Cadillac STS V8 AWD 4-Dr Sedan insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $949. Drivers who choose higher $1,000 deductibles will pay around $1,422. The average rate for a driver around age 40 using $500 deductibles is $1,708. Using lower $100 deductibles for physical damage coverage could cost up to $2,266. High risk drivers could be charged at least $3,696. The policy rate for full coverage for a teenage driver can be as high as $5,978.

View Chart as Image