Cadillac SRX Luxury 2WD Insurance Rates

Average auto insurance rates for a Cadillac SRX Luxury 2WD are $1,542 annually including full coverage. Comprehensive insurance costs on average $354 each year, collision insurance costs $666, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,338 or more. Teen drivers receive the highest rates at up to $5,606 a year.

Annual premium for full coverage: $1,542

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

These differences highlight why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac SRX Luxury 2WD can also vary considerably based on the model year of your SRX, your driving characteristics, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,500 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $690 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac SRX Luxury 2WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.

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The chart above shows average Cadillac SRX Luxury 2WD insurance prices for various situations. The cheapest discount price is $875. Drivers who choose higher $1,000 deductibles will pay about $1,312. The average price for a 40-year-old male driver using $500 deductibles is $1,542. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,994. High risk drivers could be charged as much as $3,338. The policy rate for full coverage for a teen driver can be as high as $5,606.

View Chart as Image