Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates

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The average auto insurance rates for a Cadillac Escalade EXT Luxury Edition 4WD are $1,812 annually including full coverage. Comprehensive insurance costs around $466, collision costs $824, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,908 or more. Teenage drivers cost the most to insure at $6,392 a year or more.

Annual premium for full coverage: $1,812

Policy rates for type of insurance:

Comprehensive $466
Collision $824
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade EXT Trim Level

For the average 40-year-old driver, Cadillac Escalade EXT Luxury Edition 4WD insurance rates go from as cheap as $430 for a discount liability-only rate to a much higher rate of $3,908 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,812
High Risk $3,908

These price differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Cadillac Escalade EXT Luxury Edition 4WD Insurance

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Insurance prices for a Cadillac Escalade EXT Luxury Edition 4WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $6,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $2,100 to $2,800 additional every year, depending on your age. High-risk driver insurance can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $860 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Cadillac Escalade EXT Luxury Edition 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and rates will be varied between companies.

View Chart as Image

Cadillac Escalade EXT Luxury Edition 4WD insurance cost comparison chart
Column chart showing Cadillac Escalade EXT Luxury Edition 4WD insurance prices range from $1,021 to $6,392 for full coverage

The chart above shows average Cadillac Escalade EXT Luxury Edition 4WD insurance prices for different situations. The best price after discounts is $1,021. Drivers who use higher $1,000 deductibles will pay about $1,520. The average price for a driver age 40 with no violations using $500 deductibles is $1,812. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,380. Drivers with multiple violations and accidents could be charged around $3,908. The price for full coverage for a 16-year-old driver is $6,392.

Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,638 -$174 -9.6%
Alaska $1,388 -$424 -23.4%
Arizona $1,504 -$308 -17.0%
Arkansas $1,812 -$0 0.0%
California $2,064 $252 13.9%
Colorado $1,732 -$80 -4.4%
Connecticut $1,864 $52 2.9%
Delaware $2,050 $238 13.1%
Florida $2,266 $454 25.1%
Georgia $1,674 -$138 -7.6%
Hawaii $1,302 -$510 -28.1%
Idaho $1,226 -$586 -32.3%
Illinois $1,350 -$462 -25.5%
Indiana $1,366 -$446 -24.6%
Iowa $1,224 -$588 -32.5%
Kansas $1,724 -$88 -4.9%
Kentucky $2,474 $662 36.5%
Louisiana $2,684 $872 48.1%
Maine $1,118 -$694 -38.3%
Maryland $1,494 -$318 -17.5%
Massachusetts $1,450 -$362 -20.0%
Michigan $3,148 $1,336 73.7%
Minnesota $1,516 -$296 -16.3%
Mississippi $2,172 $360 19.9%
Missouri $1,608 -$204 -11.3%
Montana $1,946 $134 7.4%
Nebraska $1,428 -$384 -21.2%
Nevada $2,172 $360 19.9%
New Hampshire $1,306 -$506 -27.9%
New Jersey $2,026 $214 11.8%
New Mexico $1,604 -$208 -11.5%
New York $1,908 $96 5.3%
North Carolina $1,044 -$768 -42.4%
North Dakota $1,486 -$326 -18.0%
Ohio $1,252 -$560 -30.9%
Oklahoma $1,862 $50 2.8%
Oregon $1,660 -$152 -8.4%
Pennsylvania $1,728 -$84 -4.6%
Rhode Island $2,416 $604 33.3%
South Carolina $1,642 -$170 -9.4%
South Dakota $1,528 -$284 -15.7%
Tennessee $1,588 -$224 -12.4%
Texas $2,184 $372 20.5%
Utah $1,342 -$470 -25.9%
Vermont $1,240 -$572 -31.6%
Virginia $1,086 -$726 -40.1%
Washington $1,400 -$412 -22.7%
West Virginia $1,660 -$152 -8.4%
Wisconsin $1,254 -$558 -30.8%
Wyoming $1,614 -$198 -10.9%

View Chart as Image

Cadillac Escalade EXT Luxury Edition 4WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,392
20 $4,156
30 $1,914
40 $1,812
50 $1,648
60 $1,616

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,380
$250 $2,116
$500 $1,812
$1,000 $1,520

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,812
50/100 $1,885
100/300 $1,976
250/500 $2,212
100 CSL $1,921
300 CSL $2,121
500 CSL $2,267

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade EXT Luxury Edition 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $9,190
20 $6,606
30 $4,024
40 $3,908
50 $3,724
60 $3,690

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $253

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $99
Multi-vehicle $91
Homeowner $24
5-yr Accident Free $143
5-yr Claim Free $118
Paid in Full/EFT $91
Advance Quote $93
Online Quote $132
Total Discounts $791
Rate after discounts $1,021

Discounts are estimated and may not be available from every company or in every state.

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