Cadillac Escalade ESV Premium Edition 2WD Insurance Rates

Estimated insurance prices for a Cadillac Escalade ESV Premium Edition 2WD are $1,732 every 12 months with full coverage. Comprehensive insurance costs around $480 a year, collision costs $730, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,698 or more. Teenage drivers pay the most at $6,044 a year or more.

Annual premium for full coverage: $1,732

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

These rate differences demonstrate why it is important for drivers to compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Cadillac Escalade ESV Premium Edition 2WD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the actual cash value of your Escalade ESV.

Using high physical damage deductibles could save up to $810 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $2,000 to $2,700 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Cadillac Escalade ESV Premium Edition 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out your exact price is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be substantially different.

View Chart as Image

The chart above shows Cadillac Escalade ESV Premium Edition 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $991. Drivers who use higher $1,000 deductibles will pay $1,456. The average rate for a driver age 40 with no violations using $500 deductibles is $1,732. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,258. Drivers with multiple violations and accidents could be charged up to $3,698. The cost for full coverage for a 16-year-old driver is $6,044.

View Chart as Image