Cadillac Escalade ESV Platinum Edition 4WD Insurance Rates

Average insurance prices for a Cadillac Escalade ESV Platinum Edition 4WD are $1,868 every 12 months with full coverage. Comprehensive costs an estimated $522 a year, collision insurance costs $824, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $4,000. Teenage drivers receive the highest rates at up to $6,476 a year.

Annual premium for full coverage: $1,868

Rate estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

These differences demonstrate why it is important for drivers to compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac Escalade ESV Platinum Edition 4WD can also vary considerably based on policy deductibles and limits, your driving record, and the model year.

Using high physical damage deductibles could cut rates by as much as $900 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,700 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $6,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $2,200 to $2,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Cadillac Escalade ESV Platinum Edition 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

View Chart as Image

The chart above shows Cadillac Escalade ESV Platinum Edition 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $1,058. Drivers who use higher $1,000 deductibles will pay $1,562. The average rate for a driver around age 40 using $500 deductibles is $1,868. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,456. Drivers with multiple violations and accidents could be charged as much as $4,000. The cost for full coverage insurance for a teenage driver can be as high as $6,476.

View Chart as Image